Safe Harbor Policy

i-payout respects individual privacy and values the confidence of its customers and business partners. I-payout strives to uphold the highest ethical and industry standard when collecting, using, storing, and disclosing personal information. The privacy policy adopted by i-payout adheres to the US laws, as well as the EU Safe Harbor Privacy Principles of notice, choice, and onward transfer, security, data integrity, access, and enforcement. To learn more about the U.S.-EU Safe Harbor program, please visit http://www.export.gov/safeharbor.

Scope
This Safe Harbor Pricacy Policy applies to all personal information received by i-payout in the United States from the EU and Switzerland, in any format, including electronic, paper, or oral.

Definitions
"Personal Information" or "Information" means information that is recorded in any form and used by i-payout to identify an individual. "Sensitive Personal Information" means personal information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

Privacy Principles

The privacy principles in this Policy are based on the Safe Harbor Principles.

Notice
Due to governmental oversight, personal information is required to be collected in order to offer our services. The need for the requested identification information and subsequent verification checks are mandatory as dictated by U.S. law.
i-payout collects personal information directly from individuals and provides all members with a notice to inform them about the purposes and use of such personal information. Where i- payout collects personal information from the EU to the U.S., i-payout will use and disclose such information in accordance with the applicable data protection law to ensure the individuals have been provided with appropriate notice and choice made by the individuals to whom such information relates.

Choice
i-payout offers individuals the opportunity to choose the manner and circumstances in which their personal information is to be disclosed to any third parties. Sensitive data is only by i- payout for the sole purpose of ensuring the true identity and the authenticity of transactions conducted by the individuals. Where i-payout receives personal information from EU to the United States, i-payout collects and stores the information in accordance with the applicable data protection laws.

Onward Transfers
i-payout complies with Notice and Choice principles for all data disclosed to a third party. I- payout may use trusted third party companies and individuals to help us provide, analyze, and improve the service (including but not limited to data storage, maintenance services, database management, web analytics, payment processing, and improvement of the service’s features). These third parties may have access to sensitive data only for purposes of performing these tasks on our behalf and under obligations similar to those in the Privacy Policy. All third parties have provided assurance that they will safeguard personal information consistently with this policy.

Data Security
i-payout maintains procedural safeguards and precautions to protect personal information. All accounts are protected with a unique login to a secure site, IP restrictions, and individual PIN setup. I-payout software monitors the accounts to detect and prevent unauthorized access or information change attempts.

Data Integrity
i-payout uses personal information only in a way that is compatible with and relevant for the purpose for which it was collected or authorized by the individual. I-payout takes reasonable steps to ensure personal information submitted by the individuals is accurate, complete, current, and reliable for the intended use. Additional documents are often times requested to verify the personal information supplied by users. Documents are screened for authenticity and must not be expired.

Access
i-payout provides individuals reasonable access to their personal information that it holds about them. Individuals are able to review the information for accuracy and are provided with limited access to correct, amend, or delete inaccurate information. I-payout may take reasonable steps to permit more extensive correction to information that is demonstrated to be inaccurate or incomplete.

Enforcement
i-payout holds the principles set forth by the EU Safe Harbor privacy policy to a high standard. I- payout will conduct compliance audits to verify that the policy is accurate and comprehensive for the information intended to be covered, prominently displayed, completely implemented, and accessible and in conformity with the Principles.

In compliance with the US-EU and US-Swiss Safe Harbor Principles, i-payout commits to resolve complaints about your privacy and our collection or use of your personal information. European Union or Swiss citizens with inquiries or complaints regarding this privacy policy should first contact i-payout at:

540 NE 4th Street
Fort Lauderdale, FL 33301
U.S.A.
privacy@i-payout.com

i-payout has further committed to refer unresolved privacy complaints under the US-EU and US-Swiss Safe Harbor Principles to an independent dispute resolution mechanism, the BBB EU SAFE HARBOR, operated by the Council of Better Business Bureaus. If you do not receive timely acknowledgment of your complaint, or if your complaint is not satisfactorily addressed by i- payout, please visit the BBB EU SAFE HARBOR web site at www.bbb.org/us/safe-harbor- complaints for more information and to file a complaint.

Amendments
This privacy policy may be amended from time to time consistent with the requirements of the Safe Harbor. If any updates are implemented, a notice will be posted for 60 days whenever this Safe Harbor Privacy Policy is changed in a material way.